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Money Market Accounts
To open a Money Market account at the Credit Union, there is a minimum balance of $1,000.00. To earn the annual percentage yield disclosed, you must maintain average daily balance of $2,000.00 for each day of the dividend period.
For current service fee charges please see the fee schedule. Any day that your balance is over the required minimum balance you will earn that annual percentage yield disclosed for the Money Market account.
During any calendar month, you may not make more than three withdrawals or transfers to another credit union account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction. No more than three withdrawls be made by check, draft or electronic means, if applicable, or similar order to a third party. If you exceed these limitations, your account may be subject to applicable fees. There will be no checks for this account. For current service fee charges see the fee schedule.
Club Accounts
Holiday Savings Account
To Open a Holiday Savings Account, you must make an initial deposit of $25.00. You will earn the annual percentage yield disclosed on your average daily if your balance is $100.00 or greater. There are no minimum balance charges on this type of account.
Certificate of Deposit Accounts
To open a Certificate of Deposit Account you must deposit the minimum amount required that is associated with the certificate term desired.
Once your account is established you may not make any additional deposits into the account during the elected term. If the account is closed or any of the principal amount is withdrawn before maturity date the credit union will impose a penalty. A penalty of (3) three months interest will be imposed on a (6) month term certificate and a penalty of (6) months interest will be imposed on a certificate with a term of (12) twelve months or more.
